Areas of Expertise

Investment Strategies

Our investment philosophy is based on the following 4 principles:

Markets Work
Markets have a history of rewarding long-term investors for the capital they supply. Every day companies compete for investment capital and millions of investors compete for the most attractive returns.

Diversification is Essential
Diversification by asset class provides investors with some control over portfolio risk. Diversification by security enables them to capitalize on broad market forces while potentially reducing the idiosyncratic risk associated with owning a limited number of individual companies.

Speculators Lose to Investors in the Long Run
Speculative investment approaches seek to beat the market by taking advantage of perceived pricing “mistakes” or attempting to predict the future. However, predictions frequently go awry and short-term traders may hold the wrong securities at the wrong time. Too often these approaches prove to be costly and miss the total return that consistent investing over time can provide.

Focus on Your Plan
A prudently designed plan frees you to focus on other things. Let the markets work for you by taking advantage of sensible, well-diversified, competitively priced portfolios backed by years of investment and practical experience.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.